Federal Tax Calculator 2025
Calculate your federal income tax, Social Security, Medicare, and FICA taxes with the latest 2025 tax rates, brackets, and standard deductions.
Federal Tax Calculator
Enter your income and filing information to calculate federal taxes
Federal Tax Brackets & Rates (2025)
Single Filers
Tax Rate | Income Range | Tax Owed |
---|---|---|
10% | $0 - $11,600 | 10% of income |
12% | $11,601 - $47,150 | $1,160 + 12% of excess |
22% | $47,151 - $100,525 | $5,426 + 22% of excess |
24% | $100,526 - $191,050 | $17,168 + 24% of excess |
32% | $191,051 - $243,725 | $38,894 + 32% of excess |
35% | $243,726 - $609,350 | $55,750 + 35% of excess |
37% | $609,351+ | $183,719 + 37% of excess |
Married Filing Jointly
Tax Rate | Income Range | Tax Owed |
---|---|---|
10% | $0 - $23,200 | 10% of income |
12% | $23,201 - $94,300 | $2,320 + 12% of excess |
22% | $94,301 - $201,050 | $10,852 + 22% of excess |
24% | $201,051 - $383,900 | $34,337 + 24% of excess |
32% | $383,901 - $487,450 | $78,221 + 32% of excess |
35% | $487,451 - $731,200 | $111,357 + 35% of excess |
37% | $731,201+ | $196,670 + 37% of excess |
Standard Deductions (2025)
Single
Married Filing Jointly
Married Filing Separately
Head of Household
FICA Taxes & Payroll Taxes (2025)
Social Security Tax
Employee Rate
Social Security tax paid by employees
Employer Rate
Social Security tax paid by employers
Wage Base Limit
Maximum taxable wages for 2025
Medicare Tax
Employee Rate
Medicare tax paid by employees
Employer Rate
Medicare tax paid by employers
Additional Medicare Tax
Extra tax on high earners
Self-Employment Tax
Social Security
Self-employed Social Security tax
Medicare
Self-employed Medicare tax
Total SE Tax
Combined self-employment tax
Unemployment Taxes
Federal Unemployment (FUTA)
Federal unemployment tax paid by employers
State Unemployment (SUTA)
State unemployment tax varies by state
Employee Contribution
Most states don't require employee contributions
Frequently Asked Questions About Federal Taxes
The highest federal income tax rate is 37% for single filers earning over $609,350 and married filing jointly earning over $731,200. This applies only to income above these thresholds due to the progressive tax system.
You'll pay 6.2% Social Security tax on wages up to $168,600 in 2025, with a maximum annual contribution of $10,453.20. Your employer matches this amount for a total of 12.4% going to Social Security.
High earners pay an additional 0.9% Medicare tax on wages over $200,000 (single) or $250,000 (married filing jointly). This is in addition to the standard 1.45% Medicare tax on all wages.
Take the standard deduction ($14,600 single, $29,200 married filing jointly in 2025) unless your itemized deductions (mortgage interest, state taxes, charitable donations) exceed these amounts.
Important Federal Tax Disclaimer
This calculator provides estimates based on 2025 federal tax rates, brackets, and standard deductions. Actual tax liability may vary based on specific circumstances, itemized deductions, tax credits, and other factors. Federal tax law is complex and subject to change. For accurate tax planning and filing, consult with a qualified tax professional or use official IRS resources. This calculator is for informational purposes only and should not be considered tax advice.