Bonus Calculator 2025

Calculate employee bonuses, performance incentives, and bonus taxes with multiple bonus structures and achievement metrics. Includes performance bonuses, profit sharing, retention bonuses, and comprehensive tax calculations for accurate net bonus amounts.

Bonus Calculator

Calculate employee bonuses, performance incentives, and net bonus amounts with tax calculations

Bonus Types & Structures (2025)

Performance Bonuses

Individual Performance
Goal-based

Based on personal KPIs and objectives

Team Performance
Group-based

Shared team achievement bonuses

Company Performance
Profit-based

Based on overall company results

Sales Performance
Revenue-based

Achievement of sales targets

Time-Based Bonuses

Annual Bonus
Yearly

End-of-year performance bonus

Quarterly Bonus
Quarterly

Short-term performance incentives

Retention Bonus
Milestone

Loyalty and tenure rewards

Sign-on Bonus
One-time

New hire incentive payment

Profit Sharing

Discretionary
Variable

Management decides distribution

Formula-Based
Fixed %

Predetermined profit percentage

Deferred Compensation
Future

Retirement or vesting schedule

Stock Options
Equity

Company ownership participation

Bonus Tax Treatment (2025)

Federal Withholding

Bonuses are subject to federal income tax withholding. Employers can use either the percentage method (22% flat rate for bonuses under $1 million) or the aggregate method (combined with regular wages).

FICA Taxes

Bonuses are subject to Social Security (6.2% up to wage base) and Medicare (1.45% plus 0.9% additional Medicare tax on high earners) taxes, same as regular wages.

State Taxes

State income tax withholding varies by state. Some states follow federal guidelines, while others have specific bonus withholding rates or treat bonuses as regular income.

Year-End Reconciliation

Bonus withholding is reconciled on annual tax returns. Employees may receive refunds if too much was withheld or owe additional taxes if withholding was insufficient.

Bonus Calculation Examples (2025)

Performance Bonus

Employee: Marketing Manager

Annual Salary: $85,000

Target Bonus: 15% of salary

Performance: 120% of goals

Bonus Calculation
Target Bonus (15%) $12,750
Performance Multiplier 120%
Gross Bonus $15,300
Federal Withholding (22%) -$3,366
FICA Taxes (7.65%) -$1,170
Net Bonus $10,764
Effective Rate 70.4%

Team Bonus

Team: Sales Department (8 people)

Total Bonus Pool: $50,000

Distribution: Equal shares

Individual Share: $6,250

Individual Bonus Breakdown
Gross Bonus Share $6,250
Federal Withholding (22%) -$1,375
State Tax (CA 6%) -$375
Social Security (6.2%) -$388
Medicare (1.45%) -$91
Net Bonus $4,021
Take Home Rate 64.3%

Profit Sharing

Company: Tech Startup

Annual Profit: $2,000,000

Profit Share: 5% to employees

Employee Count: 25 people

Profit Sharing Distribution
Total Profit Share $100,000
Per Employee (Equal) $4,000
Federal Withholding -$880
State Tax (TX 0%) $0
FICA Taxes -$306
Net Profit Share $2,814
Net Rate 70.4%

Sign-on Bonus

Position: Senior Software Engineer

Sign-on Bonus: $25,000

State: Washington (No State Tax)

Repayment Clause: 2-year commitment

Sign-on Bonus Breakdown
Gross Sign-on Bonus $25,000
Federal Withholding (22%) -$5,500
State Tax (WA 0%) $0
Social Security (6.2%) -$1,550
Medicare (1.45%) -$363
Net Sign-on Bonus $17,587
Take Home Rate 70.3%

Frequently Asked Questions About Bonuses

Bonuses are taxed as supplemental wages. Employers typically withhold 22% federal tax on bonuses under $1 million, plus FICA taxes (7.65%) and state taxes. The actual tax owed is calculated on your annual return and may result in refunds or additional taxes due.

Bonuses are typically discretionary payments based on performance, company profits, or achievements. Commissions are contractual payments directly tied to sales or specific transactions. Both are taxed similarly but have different payment structures.

Generally, once a bonus is earned and paid, it cannot be taken back unless there was fraud, error, or specific clawback provisions in your employment agreement. However, future bonuses can be reduced or eliminated at employer discretion.

Subtract federal withholding (typically 22%), state taxes (varies by state), Social Security (6.2%), and Medicare (1.45%) from your gross bonus. For example, a $10,000 bonus typically nets around $6,500-$7,000 depending on your state.

Important Bonus Information

Bonus calculations are subject to federal, state, and local tax withholding requirements. The IRS treats bonuses as supplemental wages, which may be subject to different withholding rates than regular wages. Actual net bonus amounts may vary based on individual tax situations, state tax rates, and employer withholding policies. This calculator provides estimates and should not be considered as tax advice. Employees should consult their HR departments and tax professionals for specific guidance on bonus taxation and withholding. Bonus payments may affect quarterly estimated tax requirements for high earners.